Agriculture Jlhongm

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e-Services – Governance -Part 2

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Eleven Million in Sahel Face Severe Food Insecurity

A U.N. agency says 11 million people in Africas Sahel region still face severe food insecurity. At the same time, an emergency appeal for 113 million dollars has gone largely unmet.

De Capua report on Sahel food insecurity
The Food and Agriculture Organization says the Sahel has faced food insecurity crises in 2005, 2008 and again in 2012. Those crises, it says, have eroded the capacity of the poor to maintain or restore their livelihoods.

In Dakar, Patrick David, FAOs deputy coordinator for food security analysis for West Africa and the Sahel, said, There is still a lot of people in food insecurity. The people more and more find some difficulty to recover from the past crisis even if there is a good harvest because there have been pretty good harvests in 2012.

David said many people in the Sahel depend on a few cattle and a small piece of land for survival. So, its hard for them to stock up any reserve food or agricultural supplies in the event of drought, conflict or bad harvest.

While before it would take one or two years to recover, now its longer for those people to recover. Its difficult to restock cattle, for example. Its difficult for them to access agricultural credit to have good input[s] and to have fertilizer. And in some places in the Sahel, like in Burkina Faso and Niger, there [are] some dense populated area[s] where there is degradation of land and the loss of soil fertility. That means their agricultural
yield[s] are decreasing year by year, he said.

That compounds the problems they already face as the price for grains, such as sorghum, millet and maize, continues to rise.

David said, The poor and the very poor households, as soon as theyve exhausted their little harvest, totally depend [on] the market. So they have to buy the grain at higher and higher prices. So their purchasing power is decreasing every year.

Insecurity, such as the recent conflict in northern Mali, can also boost prices because agricultural products cannot get to market.

The FAO has appealed for $113 million for its programs in the Sahel. However, its only received less that $19.5 million so far.

The intervention of FAO strengthens the resilience of the affected households. But when the affected households cannot receive the good seeds and the good fertilizer or cannot recapitalize their livestock, they stay very vulnerable and its a problem for the next year. So we definitely need additional support for the farmers and agriculture in order to decrease the impact of the forthcoming crisis, he said.

Building resilience includes improving the storage, processing and transportation of goods as well as livestock food supplements, animal health campaigns and herd restocking. The Food and Agriculture Organization programs also include fixing irrigation systems.

The FAO said it would like these programs to be in place and making a difference during the next growing season which runs from October through April

Career Opportunities And Challenges In The Agriculture Biotechnology Industry

Because of our ever-increasing population that is predicted to reach eight billion by 2020, the need for food will remain a top priority, transcending all socio and geo-political boundaries. The increased demand for food will call on agriculture, specifically, to act as the biggest source of industry. And with the increased demand for foodstuff, better-quality yield and huge agricultural output will be required. (Though there has been vast improvement in the sector thanks to the improved quality of seeds, pesticides, and fertilizers.)
This is where the agriculture biotechnologist steps in. Agricultural biotechnologists are professionals who provide a set of tools, which, if incorporated suitably with other technologies, can be used for the sustainable development of agriculture and the food industry as a whole.

Scope of the Agri-Biotech Industry

With increased R&D efforts in the agri-biotech industry, the scope of agriculture-based biotech work has become tremendous. Agriculture biotechnologists’ roles are multifarious. From being people with strong scientific expertise to being good administrators and good marketers with sharp business acumens and strong communication skills, the career options for an agri-biotechnologist are vast. Choosing the right avenue is the main priority.

Nature of the Job

Today, with modern technologies like micro propagation which allows for the multiplication of virus-free plants and tissue cultures, agriculturists have successfully combated natural hindrances to productivity such soil imbalances, crop diseases, and genetic breeding. Therefore, the agriculture-based biotech industry needs people who are qualified in the fields of molecular biology, plant transformation and tissue cultures, biochemistry, plant genetics, pathology, entomology, and agronomy for trait evaluation and integration.

Career Options for Agri-Biotechnologists

The field of agriculture-based biotechnology is evolving each day, offering numerous career options. Besides employing people for research and development, the industry also caters to various other agri-biotech-related fields including horticulture, floriculture, dairying, poultry farming, and fishery. Agri-based biotechnologists can also sharpen their academic skills by working with food processing or post-harvest technology, better known as genetically modified (GM) technology.

Career Challenges in the Agri-Biotech Industry

With growing consciousness of the ills of chemically treated foodstuff, changes in approaches to farming are taking place all over the globe. The stage has been set for the advent of bio-chemicals and bio-insecticides, biofertilizers, and biofuels. Agriculture-biotechnology careers are never short of challenges, both natural and man-made. For instance, in the next two-and-a-half decades alone, the world must produce the same amount of food or more than what it produced in the last 10,000 years.

For a biotechnologist, the challenge does not end with producing sufficient amounts of foodstuff. The challenge lies not only in meeting requirements within deadlines but, at the same time, causing minimal harm to the earth. Agriculture biotechnologists have to combat odds like the depletion of precious top-soil at the rate of seven percent in 10 years in order to fulfill the increasing water requirements which will have doubled by that time.

Other Career Options

Several other career openings are available for agri-business graduates. From the more general opportunities within the agricultural and land-based sectors such as equine management, animal science, and horticulture, to global buying and trading of agricultural produce, the opportunities are vast for agriculture biotechnologists.

Usda Rural Developmentocean Springs, Ms

USDA Office of Rural Development (RD) is an agency with the United States Department of Agriculture which runs programs intended to improve the economy and quality of life in rural America.

The USDA Rural Development loan guaranteed Program is designed to stimulate rural development in America. USDA rural development Properties must be located in eligible rural areas. We have homes available which qualify for the USDA rural development program right now 100% financing available.

The overall mission of USDA Rural Development is to improve the quality of life for rural Americans.
It is USDA Rural Development’s intention to ensure rural citizens can participate fully in the global economy. By providing technical assistance and programs to rural Americans a stronger economy will be built and will improve the quality of life for all.
The major benefits are:
100% mortgage LTV based on the APPRAISED value
Zero down payment and there is no minimum contribution required.
No limit on seller concessions or gift
No mortgage insurance required
No reserves required
30 year fixed rate only
Lenders must be USDA approved.
Low interest rates, this is not a sub-prime mortgage
Flexible Credit Guidelines.

USDA rural development Loans require Zero Down. There is no minimum credit score required with a USDA rural development loan, although 12 month credit history is closely scrutinized and moderate income requirements do apply.

USDA rural development loans offer 100% financing with no monthly PMI to borrowers who fall within moderate income requirements.

Let HomeWithEquity.com help you take advantage of these exciting low rate USDA Rural Development Loans and get the result you want, even the house you dream of.

HomeWithEquity.com offers 100% Financing Home on this property at 1828 Burnt Oak Ocean Springs, Ms.

Under the terms of the USDA rural development program, an individual or family may obtain a USDA loan for up to 102% of the appraised value of the home, which eliminates the need for a down payment. Since a common barrier to owning a home is the lack of funds to make a down payment, the availability of the USDA rural development loan guarantees makes the reality of owning a home available to a much larger percentage of Americans.

100% financing on this 3 bedroom / 2 bathroom brick home is on a cul de sac! It has the largest fenced yard in the subdivision!!! Large master bedroom with walk-in closet, his and her sinks, whirlpool tub, and walk-in shower. Cathedral and high ceilings throughout. Stainless Steel appliances, bonus room office/media room/ or 4th bedroom and a Double Garage! Call Jerry a Mississippi license Realtor at 228-424-6410

Amenities:
oGarage
oDishwasher
oGarbage Disposal
oCentral Air
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oFence
oCovered Patio
oExterior Lighting
oRange/Oven
oRefrigerator
oElectric Hot Water
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Beds:3
Baths:2.0
Ft2:1500
School District:Ocean Springs
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Fannie Mae, Freddie Mac And Ginnie Mae – Who Are They

Fannie Mae, Freddie Mac and Ginnie Mae are common names associated with federal lending and home loans. They have offerings that stem from no down payment home loans to helping dislocated residents of disaster areas, to providing assistance to the elderly. If you are any age and are considering a home loan, you’re struggling with mortgage payments and need assistance, or you’re elderly and cannot afford repairs on your home, one of these entities may be able to assist.

Who Are Fannie, Freddie and Ginnie?

The Federal National Mortgage Association (FNMA), better known as Fannie Mae, and the Federal Home Loan Mortgage Corporation (FHLMC), better known as Freddie Mac, are government sponsored entities (GSEs). Fannie Mae was originally a federal user established in 1938. In 1968, however, Congress passed legislation enabling the user to become a private enterprise. Freddie Mac was birthed in 1970 for the purpose of expanding the secondary mortgage market.

Fannie Mae and Freddie Mac are private corporations owned by shareholders. The funding for their operations is achieved through the sale of mortgage-backed securities (MBS), which are sold on the open stock market. In contrast, the Government National Mortgage Association (GNMA), better known as Ginnie Mae, is owned, operated and insured by the U.S. Government. Created in 1968, Ginnie Mae’s mission is basically the same as Fannie and Freddie. The main difference is that Ginnie’s operations do not depend on the sale of MBS for funding. Ginnie sponsored loans are fully backed by the U.S. Government.

The purpose of the three agencies is to buy mortgages on the secondary market to free up funding for banks and lenders to make more home loans. They don’t directly provide loans to borrowers. Instead, they buy mortgages from primary lending institutions that meet their lending standards.

Many lenders receive funding for mortgages from one of these agencies. The advantages of secondary lenders are that loans can be made with lower interest rates, and money is easily moved to enable anyone anywhere in the U.S. to obtain a mortgage, as long as they meet certain criteria.

What Do Fannie, Freddie and Ginnie Have to offer?

Fannie Mae, Freddie Mac and Ginnie Mae all fall under the oversight of the U.S. Housing and Urban Development (HUD) department. Generally, their charters are the same. They free up funding for primary lenders to make more home loans. In concert, they make housing more affordable to those who may not necessarily qualify for prime loans. Their overall mission is to assist single families, support and provide assistance to housing and neighborhood development, and generate capital in the open stock market. Their missions include making home ownership and rental housing more accessible and affordable.

Who Do Fannie, Freddie and Ginnie Offer It to?

You may become a recipient of products and services provided by Fannie, Freddie or Ginnie. One of the primary factors for consideration is your income and the geographic location in which you want to live or buy a home. If you are low- to moderate-income, you may be eligible for a no down payment home loan or low rent housing. You may be more qualified to obtain a home loan if you want to buy a home in a government designated area. These are typically areas with a significantly lower population than a metropolitan city; although, there may be other qualifications.

How does all this work? If you’re interested in buying a home, go to the Fannie, Freddie or Ginnie website and look for the link that takes you into a section about finding a lender. Follow the instructions to find a qualified lender. If you’re looking for an affordable rental, go to either website at FannieMae or FreddieMac and look for Support for renters or something about renting.

If you want to see all offerings available from each, go to the govloans website. If you’re a farmer, you’ll want to select Agriculture. For small business, you’ll want to make the Business selection. If your living situation was impacted by a disaster, like Hurricane Katrina, then you would select Disaster Relief. If you’re a Veteran, you’ll want to select Veteran. For all housing offerings, select Housing. Regardless of your home situation, Fannie Freddie or Ginnie may be able to help.